Kiper is taking crap on this board for predicting the obvious. He assumes we will go the season with young inexperienced QBs. They have said clear as a bell that VY won't be back and we can assume Collins won't either since he is part of Jeff fisher. They want a clean slate so that means that a team that at best could be mediocre with a VY will be playing with inexperienced QBs. Of course Harbaugh replaced Billick in 08 and he had a rookie QB and still made it to the afc championship game. That team however had a top 10 defense. Kiper's analysis makes sense. Tulloch and Babin might be gone, you have the prospect of playing all season with Rusty Smith as our QB. What else would he think? The issue is that we are building for the future and playing competitive football week in and week out.